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Questions:
1. Fully describe what is meant by a seller’s market and a buyer’s market in residential real estate.
2. Explain in detail the difference between the U.S. Government’s budget deficit versus the national debt.
3. Explain in detail what is the Secondary Mortgage Market and what is it that they do?
4. Name the 3 agencies of the Secondary Mortgage Market, both their full names and their nicknames.
5. Define (in detail) loan underwriting.
6- ‘Define’ the Primary Mortgage Market, give some examples.
7- ‘Name’ and ‘Describe’ the Direct (Institutional) Lenders and the Indirect (Noninstitutional) Lenders, give some examples
.8 ‘Explain’ the term Disintermediation and why it has been happening for years now.
9 ‘Differentiate’ between a conforming loan and a portfolio loan.
10. ‘Discuss’ what a Real Estate Investment Trust (REIT) is and give some examples.
Note: Please number your responses to match the questions.
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