Category: Credit

  • Patterson v. McLean Credit Union Case

    Table of Contents Justice My Interview with Patterson Pattersons Allegations Reference List Justice In Patterson v. McLean Credit Union, Patterson, an African-American woman who worked for McLean, a small company with less than 15 employees, sued the employer claiming that he (employer) discriminated her by promoting a white person to the position of an accountant.…

  • Extra Credit Project for Students Total Score in Class

    Table of Contents Introduction Research Question Hypotheses Variables Descriptive Statistics ANOVA and ANCOVA Conclusion References Introduction The purpose of the research study was to determine whether students who do the extra credit project learn more and do better in the course (as observed by their total score in class) in spite of their individual score…

  • American Credit: Exploring Its History and Predicting Its Future

    Credit in the contemporary American culture has become a vital part of our everyday life because it makes the management of peoples finances easier and more accessible through the means of borrowing money and paying it later. When people use credit, they can satisfy their needs for today and pay for this satisfaction in the…

  • The Credit Channel of Monetary Policy

    There are a number of macroeconomic theories and models which focus on the role of interest rate and exchange rate channels on the impact of monetary policy actions on the real economy. However, credit markets are another channel which plays a very important role in this regard. The credit channel theory of monetary policy emphasizes…

  • Credit Cards: Benefits and Disadvantages

    Table of Contents Benefits of Using Credit Cards Disadvantages of Using Credit Cards Importance of Good Credit Steps to Build Good Credit Benefits of Using Credit Cards One advantage of credit cards is that they help in building creditworthiness. Information about credit card usage is obtained by card companies and relayed to credit bureaus. If…

  • Cash and Credit Cards: Comparative Analysis

    Table of Contents Introduction Cash and Card Payments Conclusion Works Cited Introduction The modern world allows people to use more than one type of money to participate in trade. Currently, cash and card payments coexist, although there is a significant trend in favor of greater use of bank cards (Boden et al.). In addition, other…

  • Credit Life and Credit Disability Insurance

    Credit insurance and credit disability insurance are services provided by several insurance companies. For instance, union security life insurance Company which is a member of assurant group (Lamb, 360). The credit insurance clients underwriting is done through several investments programs. Moreover, the company has a corporate office in Irving, Texas where all the credit insurance…

  • The Current Credit Market Turbulence

    Table of Contents Introduction Projected Credit Markets Conclusion Reference Introduction The world is currently experiencing an economic recession which is affecting both small and big economies. Indeed, this is one of the worst economic times experienced by both developing and developed countries. The biggest investment banks are soon to collapse if proper modalities are not…

  • Credit Card or Cash: Which To Use?

    Table of Contents Introduction Main body Conclusion References Introduction In its many thousands of history, society has had various forms and has evolved through different types and regimes, but one thing has always remained. This thing is money. Once people discovered barter, they invented money, which has undergone much change since then. It has transformed…

  • Investment: A Shift in the Financial Markets, Credit Derivatives

    Introduction Over the past few decades, the financial markets have witnessed rampant product innovation. One of the reasons for this shift arises from increased demand for investment by both individual investors and institutional investors. A large number of investors are considering financial assets as a viable investment destination. The banking industry is one of the…